The HWM Planning Process

The Hagen Wealth Management Planning System

At Hagen Wealth Management, our planning process is grounded in the belief that our advice and service should be as unique as the individual we’re working with. Each financial plan is tailored to our client’s specific circumstances considering their cash flow, investment objective, personal goals, and the need for portfolio growth and retirement income.

Our Four Phase Approach to Building Your Financial Roadmap

Gather Data



  • Discuss & Establish Personal Goals
  • Analyze and Evaluate Current Situation
  • Assess time horizon(s)
  • Discuss Your Investment Risk Tolerances


Develop Your Plan


  • Create and Review Personal Plan
  • Discuss Asset Allocation Recommendations
  • Discuss Portfolio Strategy

Implementation Plan


  • Determine Timeline for Meeting Financial Planning Goals
  • Determine Timeline for Executing Your Investment Strategy
  • Consolidate Assets
  • Phase in Investing Plan – Cost and Tax Efficiently
  • Coordinate with your attorneys, accountants, and other professionals as needed

Review and Monitor


  • Implement the HWM Client Service Model
  • Recommend adjustments to the plan when appropriate
  • Conduct periodic risk review and rebalancing of the plan
  • Recommend adjustments to the investment portfolio when appropriate

Financial Plan Roadmap Considerations